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Let the Adventures and Planning Begin

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Mi Casa es su Casa

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Time to Create Your Financial Plan

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Growing Wings and Freedom from a College Plan

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Living the Dream a Financial Plan can Bring

Calculators

You can review interesting calculators on my site.

Contact Us

Please feel free to contact us with any questions.

Videos

We have interesting videos for you to watch on my site.

Welcome to GloBULL LLC.

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GloBULL is a boutique financial planning firm that is built on strong family values. For more than two decades, Michael Spartz has helped families and individuals navigate their options in planning for a strong financial future.

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Our belief is that with the right financial plan and program, clients can:

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Be clear on what they can freely spend and know what they need to save to set themselves up for tomorrow as they see it.

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Make retirement an emotional decision not a financial one.

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Develop a savings and investment plan that works towards financial freedom.

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Recognize potential costly mistakes that keep them stuck and struggling (and cost far more than the price of advice).

Invest strategically for them, their family, and those people and causes they care about, with a focus on risk, time horizon, and goals.

Enjoy the ability to use their time the way they want by providing them with a Retirement Income Specialist to help them use their money as a tool to live a life they love today, while still planning responsibly for tomorrow.on track for your financial goals.

Our core principles are: integrity, honesty, and commitment to helping our customers.

The world of higher education is constantly evolving. Here are some key updates for 2026.

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In 2025, the One Big Beautiful Bill Act established a temporary federal tax deduction to help reduce the tax liability of certain tipped workers.

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Special needs trusts and ABLE accounts can help disabled individuals establish financial independence and save for the future without losing access to critical government benefits.

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Even small online purchases that are shipped from outside the United States must now pass through customs - and are likely to incur duties.

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This calculator can help you determine whether you should consider converting to a Roth IRA.

Knowing your likely life expectancy is an important factor in making long-term financial plans.

How much can you afford to pay for a car?

How much will it cost to pay off a loan over its lifetime?

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck